Creating Goals

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There are three types of goals you can create: savings, debt payoff, and retirement. Each type of goal is a little different and requires slightly different information to get started.


Savings Goals

We encourage you to start by setting up an emergency savings goal. Saving $1,000 in an emergency-only account is a good start, but working toward 3–6 months of living expenses is even better.

    1. Click the Add a Goal button at the top right.
    2. Click the Savings goal type. Screen_Shot_2022-07-07_at_2.18.14_PM.png
    3. Select a more specific type of savings goal. You can choose from: emergency fund, automobile, college, home, recreational, vacation, electronic, or other.
    4. Edit the details for the goal: give it a name and set set an amount you would like to save for your goal.
    5. Click the Select an Account field. A window will appear listing all your non-checking, non-debt accounts.
    6. Click the account you’d like to use for this goal.
    7. Click Save.

    The goal will appear on the main page of Goals.

Debt Payoff Goals

If you’ve already connected a debt account to the software, Goals will automatically pull in the information it needs to create a debt goal, including balance, APR, and minimum payments. Goals will use your minimum payment information to automatically calculate the date the debt will be repaid, however, you can add more to your monthly contribution to pay the debt off sooner.

    1. Click the Add a Goal button on the top right of the main Goals window.
    2. Click the Debt Payoff goal type. This will bring up a window that lists all of your debt accounts. Screen_Shot_2022-07-07_at_2.18.28_PM.png
    3. Check all the accounts you wish to track.
    4. Click Save.

    Each debt account you selected will appear on the main page of Goals.

Retirement Goals

    1. Click the Add a Goal button on the top right of the main Goals window.
    2. Choose the Retirement goal type.
    3. Select your date of birth.

      If you have already entered personal information in the Settings section, your birthday will automatically be imported.

    4. Choose the age at which you would like to retire. The default is 65.
    5. Enter the amount of money you’d like to have when you retire.
    6. Click Current Savings. This will open a window from which you can choose your retirement accounts.
    7. Check one or more retirement accounts. The total balance of selected accounts will be listed as your current savings.
    8. Click Add it Here at the top of the panel if you need to connect another account to the software.
    9. Click Save.
    10. Click Save on the next window as well.

    The retirement goal will appear on the main page of Goals.

    If you aren’t projected to achieve your desired retirement savings by your selected age — based on a 6 percent average rate of return — a blue “i” symbol will appear.

To learn more about the Goals tool, watch the quick clip here.

Disclaimer: The functionality of this software varies depending on which financial institution you use. Not all content in this help center will apply to your experience. 

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