MXinsights engages users with a personalized, AI-driven feed of notifications that inform, guide, and protect their financial well-being. This article describes the insights that protect users.
Insights in this article:
- Bill Amount Not Standard
- Charge Dispute Refund
- Credit Card Close to Limit
- Credit Card Interest Summary
- Credit Utilization
- Duplicate Payment
- Fee Detected
- Large Transactions
- Low Account Balances
- Micro Deposit
- Monthly Spend to Income Comparison
- Subscription Detected
- Subscription Price Increase
- Transparent Overdraft
- Upcoming Bill Payment
- Weekly Small Purchases Summary
Bill Amount Not StandardThis insight notifies users that MX has identified a bill payment that is higher or lower than usual. Click View transactions to see details about transactions from the merchant. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: A transaction is created which meets the requirements above, or a |
![]() |
Charge Dispute RefundThis insight notifies users that they've received a credit related to a charge dispute. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: A transaction is created which meets the defined requirements, or a |
![]() |
Credit Card Close to LimitThis insight notifies users that they have reached 75%, or a custom percentage, of their credit card spending limit. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: Whenever an account which meets the specified requirements is updated. |
![]() |
Credit Card Interest SummaryThis insight shows users how much they are spending on interest on their credit cards over the last 90 days. Click Learn how to save to use the credit card payoff calculator. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight is automatically generated once per month. |
![]() |
Credit UtilizationThis insight notifies users that MX has identified that their credit utilization is high. There are two types of insights that can be generated: a warning and an alert. Click Learn more to see details about credit use and accounts. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight is created once per week with the scheduler. |
![]() |
Duplicate PaymentThis insight alerts users when a possible duplicate payment is detected. When there's a new transaction, we check for transactions that have the same date, amount, and merchant. Requirements and triggers:
This insights appears based on the following requirements and triggers. Requirements: In order for a Duplicate Payment insight to be generated, at least two transactions must have either:
In addition, the transactions must be debit transactions posted under the same account and have dates (transacted or posted dates) that are no more than 15 minutes apart. Account type should be either Trigger: A duplicate transaction is created in the system based upon the requirements above. It then publishes this duplicate payment information which is subscribed to and used to generate the insight. |
![]() |
Fee DetectedAn insight to help users identify fees that are charged to their account. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: A transaction is created which meets the defined requirements. |
![]() |
Large TransactionsAn insight to bring larger than normal transactions to the user's attention. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: A transaction is created which meets the defined requirements. |
![]() |
Low Account BalancesThis insight notifies users when an account balance falls below a certain threshold. Click View more to see recent transactions. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight is triggered when the specified requirements are met. |
![]() |
Micro DepositThis insight alerts users when micro-deposits have reached their account. Micro-deposits are usually less than $1 and are made to verify that accounts receiving the transaction are actually the accounts the sender intended to reach. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: Two micro-deposits are created in the system based upon the requirements above. |
![]() |
Monthly Spend to Income ComparisonThis insight shows a user their income to spend comparison for the last four months. Click View more to see recent spending and income. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight is created once per month with the scheduler. |
![]() |
Subscription DetectedThis insight notifies users that MX has identified a subscription in one of their accounts that has not identified before for this user. Click view transactions for details about the transaction. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight triggers when a transaction is created which meets the defined requirements, or a PENDING transaction which meets the defined requirements is updated to a status of POSTED. |
![]() |
Subscription Price IncreaseThis insight notifies users that MX has identified a subscription that has increased. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight triggers when a transaction is created which meets the defined requirements, or a PENDING transaction which meets the defined requirements is updated to a status of POSTED. |
![]() |
Transparent OverdraftThis insight warn users of a possible overdraft projected within the next seven days. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight triggers when the requirements mentioned above are met. |
![]() |
Upcoming Bill PaymentThis insight alerts a user that, in 3 days, they have a bill payment due that is not a credit card and is not a subscription. Click View bill history to see a chart of monthly payments for the bill. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight is triggered when a user's ScheduledPayment(s) is created/updated. |
![]() |
Weekly Small Purchases SummaryThis insight notifies users that they've made a large number of small purchases within the previous week. Click View small purchases to see details about the purchases. Requirements and triggers:
This insight appears based on the following requirements and triggers. Requirements:
Trigger: This insight is triggered once per week. |
![]() |
Comments
0 comments
Article is closed for comments.